As much as I try to avoid the waves of fear that are in the air about the economy, I am not entirely successful. I worry that I will not be able to afford the things I need,that I will have to count every penny I spend, that I will be unable to be generous with my loved ones and that I will have to work until I am 90.

I finally had to remind myself that thoughts of scarcity and lack are not helpful. I can agonize about finances until my head spins but in actuality worry only makes things worse. So, my new attitude is to focus on what I do have control over: my thoughts, my behaviors, my attitude.

Below are some ideas that to help you weather today’s financial uncertainty.

The Serenity prayer from Alcoholics Anonymous conveys timeless wisdom. “God grant me the serenity to accept the things I cannot change; the courage to change the things I can; and the wisdom to know the difference.” When I find myself worrying excessively, I stop and remind myself of all I do have. Renowned author, Louise Hay so wisely wrote, “The point of power is always in the present moment.”

Express your feelings. It is very helpful to discuss your concerns with a trusted friend, family member or professional. Giving your worries a voice helps you to feel more calm and centered.

Focus on simple pleasures. My grown-up children like to recall the pajama walks in the dark, the time we rescued the stray cat, the backyard camp outs,the games we played around the fireplace. Think out of the box to create some memorable family times.

Maintain a healthy lifestyle with regular exercise, yoga and meditation, limiting junk foods, socializing with friends and family and doing community service.

Create community. This gives us a feeling of comfort and belonging; a place where joys and sorrows are shared. An extended family, a play group, a church or synagogue, a neighborhood association are all wonderful sources of community.

Make your home a haven. Create an environment where you can relax and rejuvenate. Make it warm and cozy with soft lights, colorful pillows and throws, healthy meals. Fill it with loving words and deeds.